Consumer Financial Protection Bureau Contract Opportunities

What CFPB buys

CFPB pain points

What CFPB is actively trying to fix — sourced from agency strategic plans, IG reports, and FY26 budget justifications. Map your capabilities to these and you're writing toward an evaluator's actual problem.

• 1

  The Consumer Financial Protection Bureau (CFPB) struggles with cybersecurity vulnerabilities in its consumer complaint database, as highlighted in a 2022 GAO report, creating a need for contractors to implement advanced encryption and incident response solutions compliant with OMB M-22-09 Zero Trust mandates.

• 2

  CFPB faces challenges in recruiting and retaining skilled IT professionals to manage financial data systems, per GAO’s Strategic Human Capital Management high-risk area, opening opportunities for contractors to provide specialized staffing and training solutions.

• 3

  A 2021 IG report noted CFPB’s delays in modernizing legacy IT systems for consumer protection data analysis, presenting a need for contractors to deliver FITARA-compliant IT modernization and cloud migration services.

• 4

  CFPB’s exposure to climate change-related financial risks, as flagged in GAO’s high-risk area on fiscal exposure, requires contractors to develop climate risk assessment tools and adaptation strategies for regulated financial institutions.

• 5

  With increasing improper payments in federal programs (GAO estimates $175B annually), CFPB needs contractors to design fraud detection algorithms and payment verification systems to monitor financial consumer protection programs.

• 6

  CFPB must comply with the Executive Order on AI by 2025, necessitating contractors to build AI governance frameworks and ethical AI tools for automated consumer complaint processing.

FY26 funding priorities

Where the money is moving inside CFPB in the current and upcoming fiscal years.

• CFPB allocated $215M in FY2025 for the Consumer Complaint Database modernization, with contracts expected for IT services and data analytics support by Q3 FY2025.
• CFPB investing $30M in FY2025-2026 for AI-driven fraud detection tools under the Office of Enforcement, with solicitations for AI/ML development anticipated in Q1 FY2025.
• CFPB budgeting $18M for cybersecurity enhancements in FY2025 to comply with Zero Trust Architecture mandates (OMB M-22-09), seeking contractors for endpoint security and identity management solutions.
• CFPB allocating $25M through FY2027 for cloud migration and IT infrastructure upgrades under FITARA compliance, with RFPs for managed services expected in mid-FY2025.
• CFPB funding $12M in FY2025 for supply chain risk management (SCRM) initiatives per Section 889 requirements, with opportunities for risk assessment and compliance support contractors.